Learn how download, apply and get Unsecured mobile loans online in Kenya. We have listed mobile loan apps that issue disbursement quickly, less than 24 hours.
Are you broke? Do you need some instant loan? Are you looking for a way of getting unsecured loan in Kenya? Are you looking for a company which can give you a loan within one day in Kenya? Are you looking for a soft loan Then below is a list of the easiest ways of getting a loan online in Kenya by a click of a mouse.
UPDATE: 2019 mobile loans app Best Tried,tested and proven Choice is Branch Loans, .
KCB Mpesa Loans
KCB to mpesa loan is one of the easiest ways to get a loan without having any big worries of guarantors.
Conditions and procedure of getting KCB Mpesa Loan
- Must Be 18+ years
- Must have a registered and have active Mpesa account for 6 months
- Minmum loan is ksh. 50 and maximum is ksh. 1 million
- You can repay your loan in one month, three months or six months depending on your selection criteria but remember the more the number of repayment months the higher the interest.
- Dial *844# to get started.
- If your mpesa and kcb first names are different you might encounter problems in withdrawing your money from kcb to mpesa. Visit the nearest branch and your problem will be solved.
Branch Mobile Loan App

You are broke and need a quick loan of up to Sh50,000? Branch is there for you.
Branch is like a bank in your pocket. It helps you control your finances and gives you access to loans anytime, anywhere.
Download the Branch app from Play Store, fill in application form, they deliver funds to your mobile money account in no time.
The more you use Branch, the better it gets. You build your credit by paying back on-time and this also helps you unlock larger and long term loans.
Download the Branch app online here: https://branch.co/app (Be sure to enter my promo code jz26c3). If you use the code i will be paid a little commission by branch for sharing about their service and i hope you will not mind.
Conditions of getting Branch loans
- Must be a registered and active Mpesa user
- Must possess an active Facebook account
- Download and install the Branch app from play store
- Link the app to your Facebook account
- Minum loan is ksh. 1,000 and maximum is ksh. 50,000
Zawadi Loans
Zawadi Kenya provides the fastest and most convenient online cash advance services to clients all across Kenya. With Zawadi Kenya, you can apply a loan online and get the same day at no extra charge, it takes only two hours to get approval, not queues, you only need to apply online,
The loan that you can be awarded is dependent on zawadi’s evaluation on your ability to repay. Instant loans can be returned in a month’s time while school loans can be returned in three months time.
The only problem with zawadi loans is that you must be employed to qualify for this loan.
Mshwari Mobile Loan by Safaricom
If you are a Safaricom user I am sure you have heard of Mshwari. It is one of the most reliable and fastest way of getting a loan in Kenya. Visit your mpesa menu to set up mshwari. You can read a long article i did about opening mshwari account, benefits and interest rate here (Benefits of using Mshwari)
- Minimum loan amount: kshs 100
- Maximum loan amount: kshs. 20,000
- Repayment duration: 30 days
- Must an active mpesa user for not less than six months to be eligible of mshwari loans
Tala App Loans (Formerly known as Mkopo Rahisi)

Mkopo Rahisi gives you the the quickest and best loans online in Kenya. It provides credit at your mobile, on demand, instantly. It is the second best mobile loans provider.
- Minimum loan amount: kshs.2000
- Maximum loan amount: kshs.4000
- Repayment time: 3 weekly installments
You will be required to download Tala Mobile Loan app
After you have downloaded the Mkopo Rahisi app you be asked to scan your M-Pesa to verify your identity, and creditworthiness
Saida Loan App

Saida Financial services gives you a chance to get quick loans through mpesa. For you to be eligible for saida loans you musts be;
- Using mobile money serves like mpesa, airtel money
- Making and receive calls on a daily basis
- Have a discipline of dept terms
- Once you are approved you will get your loans instant via mpesa.
Minimum loan amount: kshs.600
Maximum loan amount: kshs.100,000
Repayment duration: 30 days
For more information on how to get their loans check: Saida Loan application
List of Mobile Loans Apps in Kenya
Other companies offering mobile/online loans include (i will explain in detail about them later.)
- Zidisha laons
- KIVA microfinance
- Kopa Chapaa
- Stawi : Offered by combined banks
- Timiza by Barclays Bank
- Ubapesa
Among those listed the best two online loan lenders are are: Branch and then Tala Loans
I will be updating this list after every 3 months. Do you know of any company where one can request a loan and get it within an hour in Kenya.? Let Us Know in the comment section below, i will consider reviewing and adding it to the list it.
Lastly, do you have any question about this post or something else? We are responding. Ask us a question or register to join a community of 235k+ members that receive latest education news.
Hello. I need some amount of money to support my business
Hello plz check for me the ulezi loan app I think its full of cornmen for they corned me 300 bob for registration and they never lended me some cash after wards
I need lon 5000 to post my business
Hello i need 5000 to grow my business payable in two months
ineed ksh100000 in order to grow my business.looking forward for your reply.
i want 3000 to pay fees balance
I have paid registration fee (Joywo)but no response , what’s happening? coz I seriously need the loan
This good for pole and also to the nation of Kenya here needed a loan
Tala is good when it comes to issuing loans to the common mwananchi. The only thing they should work on is their interest rates. They are a bit higher compared to other loan apps.
Hi,i need a loan of 5000 for emergency expenses Hi
Can I have a loan of 5000 which has 7 to 11months payment
yes i need aloan i can pay within two month
Can have a loan of 5000 which has 7 to 11months payment
I need 80000kshs to start a business and to pay in installments, please help urgently
There is Zenka Loann App – you may take first loan for free. They have very good ofert and pay realy fast.
I need 60000 to boost my business, please help
Have You found a loan Lucy? You can use this Zenka app First loan for free offer – however I don’t know how much they can lend You for free. But even if not all the moey You need – You can look after that for smaller amount on stanrdard conditons,
To boost the business
i need some money
Already applied a loan and you have not sent ntil now, what mighty the problem?
Please I need 1000 to grow my business in kiosk
I have tried my best to request a loan but respond
kindly need 5000 to add stock to my business plz assist
I desperately need 45000 to help cater for my sons education.kindly help
hello I need 500000 can I get help
loan to boost the business
helloh, i need 350000 loan… can i get assistance?
I need help
Which kind of Help Joshua?