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Yes, Work Injury Benefits Act (WIBA) is different from your insurance cover. However, in Inorder to be compensated, you must have suffered a degree of permanent disablement of forty percent or more or death. The injury must also have occurred in the course of employment duty. You will not be compensated if the injury was caused by deliberate and willful misconduct.
You can still take legal action in a car accident case even if the person who caused the accident has refused to admit guilt and you have no third-party witness. However, your lawyer needs to gather as much evidence as possible to stand a chance of winning the case. Evidence like what the victim remembers, a police report, videos, and photos with details of the accident (vehicle damages, registration number, the scene, etc).
KUCCPS does not allow you to do inter institution transfer if you have finished more than one semester after placement.
No, you cannot. If you apply for a certificate course, you will be placed for a certificate course and if you apply for a diploma course you will be placed for a diploma course. If you qualify to apply for a diploma course then don't waster that opportunity of applying.
Yes, you are eligible for government loans but not scholarships. Scholarships can only be applied by immediate KCSE graduates placed by KUCCPS.