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I don't have any loan but my status at crb shows that I have credit.

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It takes 48 hours for your CRB status to be updated from negative to positive after you have cleared paying your loan. If the status has not changed from negative to positive then you should contact the company that gave you the loan so that they can submit repayment details.

Note that remaining on CRB is different from being negatively listed on CRB.

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