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Why should someone’s name be in CRB for 5 years, even after clearing his name with the board and the lending institutions, and for what intention!?

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If you are referring to mobile loans like Mshwari, you have to clear from CRB yourself using credit reference bureau companies.

Here is an article on how to be cleared from CRB list after repaying; https://kenyayote.com/how-to-be-cleared-from-crb-for-loan-defaulting/
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