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To be cleared from CRB, you are required to pay the outstanding loan and any other fines that the loan attracted. You are also required pay CRB processing fee to a credit reference bureau company if you need a CRB certificateTherefore, if you took a loan from a financial institution or mpesa loan, you are only required to be cleared once for each loan you took. If you took several loans from the same company then you are required to cleared for each loan.CRB certificate fee varies depending on the credit reference bureau company in question.Learn how to be cleared from CRB in Kenya.
There is no way you can remove your name from CRB negative listing if you have not cleared your loan. You must clear you loan. Some people do claim they can help you to get your name cleared from CRB for free but that is not guaranteed.
No, you cannot. If your course was supposed to be completed in 8 semesters or 4 years and you have been awarded HELB for the 4 years, then you will not get HELB loan for the additional years you are in school.
A CRB negative listing means you are a loan defaulter and therefore most banks will not issue a loan to such borrowers. You need to clear you name from CRB negative listing to stand a chance of getting a bank loan.
You qualify to be issued with a CRB certificate of clearance if you do not have a non-performing account. Therefore, if you took a loan and you have not defaulted, you will be issued with a CRB certificate of clearance. If you have defaulted, you will not be issued with one until you clear your name.