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The Upwork mpesa verification error of beneficiary name not matching payment method name means that your Mpesa name and upwork name do not match. What you will need to do is to change your Upwork name to match your mpesa.
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If your University or College has refused to refund caution money or excess school fees after completion of your studies and clearance then the first thing is to ensure you have applied for a refund. Remain with a copy of application for refund form. If it is substantial amount of money, Serve them a legal notice and if they don't respond to the notice sue or report them to the ombudsman.
If your HELB loan application status read as failed then it means that there are some documents that you did not submit. You can submit them to the nearest Huduma Center (HELB Desk). Make sure that all documents have been submitted and are clear.
HELB loan status verification failed means that there are required details or documents that you did not submit. Kindly check whether you provided all the required documents when you submitted your application form. Some of the documents and details required include but are not limited to an admission letter, national id, bank account, detail of people who will be your guarantors, parents' details, etc. Read more on application requirements.