Safaricom’s Lipa Na M-PESA has grown to become a reliable option for paying bills, buying goods and services and even banking (By allowing you to send money to your bank account directly from M-PESA). Learn to how deposit and withdrawal money from your Lipa na Mpesa.

 

How to Deposit, making payments with Lipa na Mpesa

Instead of paying cash; below are the procedures for making payment transactions via M-PESA.

1. Pay Bill

In case the recipient of your money is an institution, company agency, etc and it has an M-PESA Pay Bill number;

option a) Withdrawing Using to Safaricom Code

1. Go to your Lipa Na Mpesa Safaricom Number that you were given by Safaricom
2. Dial *234#
3. Select Merchant Services
4. Under Merchant Services
5. For Till number, go to Withdraw cash to my number and Then Enter store number  (nominated phone number) then proceed to the last step.
   
6. For Lipa na Mpesa Paybill, got to Withdraw to Bank
7. Then Enter HO Number (HO is Number your Paybill Number)
8. The select whether you want to withdraw all amount or some
9. Then click Enter to complete

NOTE: If you selected bank payment you should check your account for payment if you selected phone number  Payment you should have received an mpesa message.

 

option b) Withdrawing Using Safaricom App

Open the Safaricom App on your phone,

• Select M-PESA
•  Go to Lipa na M-PESA
•   Select Pay Bill

>> i) In case you’ve saved the Pay Bill number in your contacts, select ‘Search SIM Contacts’,

Choose the saved number then press OK.

• iOtherwise, select ‘Enter business number’, enter the business number and press OK.

>> i) In case you’ve saved the Account number in your contacts, select ‘Search SIM Contacts’,

Choose the saved number then press OK.

• Otherwise, select ‘Account number’, enter the account number and press OK. Actually,                 the account number is mostly a descriptive name.
•  Enter the amount of money you want to pay, then press OK
•  Enter your M-PESA Pin, then press OK
•   Accept the prompt by Safaricom to execute your request.

NOTE: If you are using Mpesa Paybill Number, i don’t see any reason as to why you should struggle transferring money to the bank. Safaricom automatically transfers the money to your assigned bank after every 24 hours.

How to Buy Goods and Services with till number

2. Buy Goods and Services

When buying Goods and Services, a till number is used.

Open the Safaricom App on your phone,

1. Select M-PESA
2. Go to Lipa na M-PESA
3.  Select Buy goods and services
4.  Select Enter till no.
5. Enter the till number, then press OK
6. Enter the amount of money you want to pay, then press OK
7. Enter your M-PESA Pin, then press OK
8. Accept the prompt by Safaricom to execute your request.

How to withdraw Lipa na Mpesa money to your bank

In case you want to transfer money to your bank account, simply follow the following steps:

Open the Safaricom App on your phone,

1. Select M-PESA
2. Go to Loans and savings
3. Select KCB M-PESA
4. Select Deposit from M-PESA
5. Enter the amount of money you want to deposit
6. Enter your M-PESA Pin, then press OK
7. Accept the prompt by Safaricom to execute your request.

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Mobile banking is one of the most efficient ways to control your money. Embrace M-PESA today for an enjoyable lifestyle!