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Yes, it is possible to apply for HELB for the first time in second year. If you applied for HELB loan in first year and your application was declined then you have to appeal. If you are applying in second year for the first time then you have to apply as first time applicant via HELB student portal.
No, you can only apply for second subsequent HELB loan if you had applied for first time and received the loan. If you want to apply second or third year, then you need to apply as a first time applicant.
Unless things have changed, HELB does not require you to present a physical admission letter. All that is required are the admission details that you are supposed to fill online during your first-time application.
The deadline for HELB loan application for first time University applicants in 2021 is 31st March 2021
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