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Is helb loan for self sponsored student paid all to institution or 4,000 is sent to institution then the rest is yours for upkeep?

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For self sponsored students, all the money from HELB Loan is sent to school fees account. For government sponsored students, only ksh 4,000 goes to school fees account.
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4,000/= is sent to the institution while the rest is disbursed to your Bank account.
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Is it the same with government sponsored?

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