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The deadline for HELB loan application for first time University applicants in 2021 is 31st March 2021
2022 application for the undergraduate subsequent loan is currently open till 30/11/2022 using HELB loan app or via *642#.
Employers are required to submit HELB loan deductions by the 15th of the following month or get 5% penalty of the amount due (paid by the employer). Self-employed individuals should submit their remittance before the end of the month.
As at the time of posting this answer, application for second subsequent loan is not open. Kindly wait for the 2022/23 loan application to be opened so that you can proceed to make the application.
No, you can only apply for second subsequent HELB loan if you had applied for first time and received the loan. If you want to apply second or third year, then you need to apply as a first time applicant.