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It takes 24 hours to receive NTSA driving test results. If login to NTSA portal you will see the status of the NTSA driving test as Licensed. You should also be able to apply for Smart Driving License via TIMS portal after you have passed the test.
HELB disbursement is unpredictable. Sometimes it can be disbursed at the beginning of the semester and sometimes it can delay. It depends on the school timeline that has been submitted to HELB and the availability of funds.
KMTC has two intakes every year, March and September. You will be notified before end of the next intake through sms if you have been shortlisted.If you do not hear from KMTC, please consider your application as unsuccessful and try again the next next intake
There is no specific time as to how long it takes for HELB to disburse loans from the day of application. It depends on when HELB has funds. However, in most cases, if your institution has submitted to HELB loan your opening dates, it takes about one month for the funds to be disbursed.