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Yes, you can apply for HELB loan in third year as a first time applicant if you never applied before.
HELB TVET loan is meant for students who have been admitted to persue certificate, diploma or higher diploma courses approved by the ministry of education in Kenya. On the other hand, undergraduate Loans are meant for students persuing degree related courses.
Yes, any student in a TVET institution approved by the TVET Authority and which is under the HELB TVET-funded institutions can apply for helb.
You can only apply for HELB loan for TVET if you studying in one of the approved TVET institutions. Machakos University TVET is not among the approved TVET institutions.
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