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CRB negative listing in your credit profile means that you are a non-performer or you have previously defaulted in loan repayment.
Negative Credit Reference Bureau (CRB) listing means that you defaulted in paying your loan and you have joined the list of defaulters on CRB. This affects your credit rating making it impossible to qualify for any loan in future until you clear from CRB.Learn how to be cleared from crb.
The first thing you should do is to pay your loan. You should be able to receive a batch number within 48hrs after repaying the loan, then use any of CRB companies’ apps to check your status.
Yes, you can activate Fuliza M-PESA on each Safaricom line that has an active Mpesa account. Each mobile number is eligible for Fuliza Mpesa independently.
You can correct wrong listing or credit history by requesting a credit report to know the bank or lender that falsely listed you.Then go to the bank and lender and file a dispute. The business that listed you wrongfully will submit your details to CRB for credit profile to be updated.