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Whether you will get a loan or not after clearing your default status depends on your credit score and rating. Loaning institution will consider your credit score and other financial factors to decide whether you are eligible for a loan.
It is not possible to change your course after being placed. Change of course is only available during first revision of courses for new students.
Kindly be specific about the institution you are inquiring about Maziwa loan.
Yes, you will get a course if you apply during the first revision of courses. Take note of when the revision of courses will be open and apply for a course.
A number of factors are considered before you are issued a bank loan. One of the factors being your credit score or rating. If you have a low credit score then you will not be issued a loan even if your have a crb clearance certificate. Therefore, you need to consult your bank about your credit score.