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Currently, you cannot apply for HELB loan with a waiting card. However, there is a bill in parliament that seeks to allow under-18s to apply for HELB loan.
To apply for HELB, you need to have a valid Kenyan ID number, therefore there is no way you can apply with a waiting card.
The amount of HELB Loan awarded to students with single parents depends on the financial status of the student's family and evidence provided during application.The maximum amount that HELB Loan awards to undergraduate students is Ksh. 60,000 while the minimum is Ksh. 40,000.
Yes, you need a copy of the smart card. You can get a smart card from your University. Kindly visit the Dean's office in your institution for application.
You cannot apply for HELB loan without an ID. For you to sign loan agreement with HELB, you must provide your ID number, without it, the agreement cannot be signed, which means you cannot apply for HELB loan.