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A CRB negative listing means you are a loan defaulter and therefore most banks will not issue a loan to such borrowers. You need to clear you name from CRB negative listing to stand a chance of getting a bank loan.
Being on CRB is not a hindrance to getting a loan. You will only not get a loan if you have been negatively listed on CRB (that is if you defaulted and have not cleared any outstanding loan). You should not worry if you gave been positively listed on CRB.
You should file a dispute with the Credit Reference Bureau that wrongful listed you in CRB as a defaulter. The Credit Reference Bureau Company will then contact the bank or financial institution that submitted your name for listing to provide more information on why they submitted your name.The Credit Reference Bureau will then give you a response and the way forward to have your name cleared or credit score information corrected. Here is a list of the three main Credit Reference Bureau companies in Kenya.
If you default on repaying the hustler loan fund, you will not be listed on CRB. However, your credit score will be affected and your account might be frozen You can also apply and get hustler fund loan even if you have been negatively listed on CRB
You qualify to be issued with a CRB certificate of clearance if you do not have a non-performing account. Therefore, if you took a loan and you have not defaulted, you will be issued with a CRB certificate of clearance. If you have defaulted, you will not be issued with one until you clear your name.