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If you apply for HELB loan and you defer, the loan will still be disbursed to your school fees account. The best thing to do is to just apply and find a way of handling the situation with your school accountant.
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Yes, KASNEB indicated during the launch of the new syllabus that Exemptions will be granted on a paper by paper basis. If you did a paper in a particular section (now Levels) and the content is the same in the new syllabus, then you may be granted exemption on application.
If you registered in the HEF portal with invalid email details, you can contact HELB support to haqave registration email updated. Reach helb through email contactcentre@helb.co.ke or phone number: 0711052000.
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