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What are the procedures an insured must take when making an insurance claim?

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Procedure an insured must take when making an insurance claim include;

  • Notification of the insurer by the insured that the risk insured against has occurred.
  • Filling a claim form. The insured is issued with a claim form to fill in giving details of the risk based on the principle of utmost good faith.
  • Investigation of the claim. The insurer investigates the claim based on the information in the claim form.
  • Preparation of the assessment report. The insurer assesses the assessors report on the extent of the loss.
  • Payment of the claim .On the assessment of the claim, the insured prepares to compensate the insured.

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