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You can correct wrong listing or credit history by requesting a credit report to know the bank or lender that falsely listed you.Then go to the bank and lender and file a dispute. The business that listed you wrongfully will submit your details to CRB for credit profile to be updated.
The only way you can access your full credit report is by using credit reference bureau companies. A copy of your ID and a credit report request forms is required to get your credit report. We have provide a list of the best 3 CRB companies in Kenya here https://kenyayote.com/how-to-be-cleared-from-crb-for-loan-defaulting/
Credit report is used to provide information about the borrower's credit history. Information contained in a credit report include:Names Phone number Loan repayment historyBank account performance historyBounced cheque historyEmployment details
Your name will be submitted for negative listing to CRB if you default the loan for over 120 days (4 months) from the date you were given the loan.
Once you have filled a credit request form and submitted to a CRB company, it take less than 24 hours to receive the report. You will be issued with the report the same day if you visit a CRB company office.