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CRB negative listing in your credit profile means that you are a non-performer or you have previously defaulted in loan repayment.
Negative Credit Reference Bureau (CRB) listing means that you defaulted in paying your loan and you have joined the list of defaulters on CRB. This affects your credit rating making it impossible to qualify for any loan in future until you clear from CRB.Learn how to be cleared from crb.
CRB Loan status "Has an adverse listing and is not paying" means that you had a default of more than 3 months. If you are on CRB because you defaulted and you have cleared your loan, then you need to contact a credit reference bureau company to have your name cleared.Here is a detailed article about How to get cleared from CRB in Kenya
The word Azimio la Umoja is used to mean aspiration to unite or to be united. It is a political term used in Kenya by ODM Party leader Raila Odinga in political gatherings to imply that he wants the nation to be united.
Duksi is a term used to refer to Islamic elementary institution that offers quaranic education and other Islamic related subjects.