Register, ask, and answer questions to earn more points and privileges. Some features are disabled for users with few points.
Negative Credit Reference Bureau (CRB) listing means that you defaulted in paying your loan and you have joined the list of defaulters on CRB. This affects your credit rating making it impossible to qualify for any loan in future until you clear from CRB.Learn how to be cleared from crb.
CRB Loan status "Has an adverse listing and is not paying" means that you had a default of more than 3 months. If you are on CRB because you defaulted and you have cleared your loan, then you need to contact a credit reference bureau company to have your name cleared.Here is a detailed article about How to get cleared from CRB in Kenya
Credit Reference Bureau (CRB) is a company that is approved by CBK to collect and store credit information of businesses and persons and provide report about them to a lender if requested.
You can correct wrong listing or credit history by requesting a credit report to know the bank or lender that falsely listed you.Then go to the bank and lender and file a dispute. The business that listed you wrongfully will submit your details to CRB for credit profile to be updated.
Negative figures or number when filing your tax returns mean that KRA is supposed to refund you. On other hand, a positive figure means the amount of tax that you need to pay. Zero figure means that you do not have any tax due or refund. You can apply for a refund from the KRA portal.