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Have paid the 2200 but it still has an adverse listing and is not paying.

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CRB Loan status "Has an adverse listing and is not paying" means that you had a default of more than 3 months. If you are on CRB because you defaulted and you have cleared your loan, then you need to contact a credit reference bureau company to have your name cleared.

Here is a detailed article about How to get cleared from CRB in Kenya

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