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When is the right time to start paying the kshs.1500/= to avoid the kshs.5000/= monthly fine?

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HELB begins levying a monthly fine of Ksh. 5,000 to any beneficiary not servicing their loan in the start of the financial year, one year after graduation or completion of studies.

HELB Financial year starts in 1stJuly.

For instance if you graduated in December 2015, they will start fining you in July 2017.

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