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To invest in insurance education policy or fixed bank deposit depends the benefits that you will get at the end of it. The only reason why I recommend fixed deposit over insurance education policy is that education policy is not flexible and the returns are low (2 to 5%) (looking at it from an investment point of view). I&M has the best interest rates when it comes to Fixed Deposit (https://www.imbank.com/interest-rates) Alternatively you can invest in CBK long term bills and bonds that attract about 10% interest rate without any hidden terms.
There is no need of doing a diploma in secondary education and the admission requirements are almost the same as those of degree. Degree fees might be expensive but it is the most recommended because there is a huge difference in salary between a degree and diploma teacher.
Every engineering course is worth it. No matter which course you take, your career outcomes won't be the same. Some will get well-paying jobs, some will create well-earning businesses and others will struggle to get a good job. It all depends on how you position yourself.
You need to contact Mount Kenya University (MKU), and ask them whether they have spaces in the course you want to transfer to. MKU Phone contact: +254709153000 or +254 722 999 399.
According to the Ministry of education stats, as at 2019, there were 3,262,951 students enrolled in secondary schools. 3,045,227 in public secondary school and 217,724 in private schools