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National Hospital Insurance fund (NHIF) covers only one wife and upto five children. Therefore, you second wife cannot be added as a dependant. She will have to register for her own NHIF account and pay contributions.
To add a dependent (Wife or husband) to NHIF, go to NHIF desk huduma center with your marriage certificate or affidavit and copies of your ID. To get an affidavit go to an advocate or any court near you and pay for one. It takes about one month (28 days) for the spouse to start using NHIF services after adding him/her.
You need to pay Ksh. 1500 via NHIF Mpesa paybill to have your account activated. Then wait for three months before the card can become active. This applies to anyone who has not contributed for more than 12 months.
To change NHIF profile from employed to self-employed, you need to visit any NHIF office and fill employment amendment form. Indicate that you have changed from employed to self-employed or self-employed to employed.
There is no way you can remove your name from CRB negative listing if you have not cleared your loan. You must clear you loan. Some people do claim they can help you to get your name cleared from CRB for free but that is not guaranteed.